inline fun <reified T> createRetrofit(jwt: String? = null): T {
    val builder = Retrofit.Builder()
        .baseUrl(getBaseUrl() + "api/")
        .addCallAdapterFactory(RxJava2CallAdapterFactory.create())
        .addConverterFactory(MoshiConverterFactory.create(buildMoshi()))
        .client(buildHttpClient(jwt))

    return builder.build().create(T::class.java)
}