Family Budget Updated Feb 2025

	A	B	C	D	E	F	G
1	Category Group	Category	Target Type	Target Amount	Target Frequency	Target Due Date	Annual Total

2	https://frum.finance	Donate: https://frum.finance/donate
3	Groceries
4	Groceries	Coffee ☕	Set Aside Another	13.05	Each Week	Sunday	678.6
5	Groceries	Produce 🍎🥦	Set Aside Another	450	Each Month	the End of the Month	5,400.00
6	Groceries	Dairy 🧈🧀	Set Aside Another	225	Each Month	the End of the Month	2,700.00
7	Groceries	Fish 🐟	Set Aside Another	250	Each Month	the End of the Month	3,000.00
8	Groceries	Meat 🥩	Set Aside Another	200	Each Month	the End of the Month	2,400.00
9	Groceries	Chicken 🐔	Set Aside Another	200	Each Month	the End of the Month	2,400.00
10	Groceries	Snacks 🥨	Set Aside Another	180	Each Month	the End of the Month	2,160.00
11	Groceries	Wine / Liquor 🍷🥃	Set Aside Another	78.75	Each Month	the End of the Month	945
12	Groceries	Misc. Groceries 🧈🧂🍯🥠	Set Aside Another	200	Each Month	the End of the Month	2,400.00
13	Groceries	TOTAL					22083.6
14	Needs
15	Needs	Memberships	Set Aside Another	277.34	Each Year	Dec 1 2025	277.34
16	Needs	Mortgage + Property Tax + Insurance	Set Aside Another	2,100.00	Each Month	the End of the Month	25,200.00
17	Needs	Home Maintenance ⚒️	Set Aside Another	300	Each Month	the End of the Month	3,600.00
18	Needs	Landscaping 🌴 ☘️	Set Aside Another	400	Each Year	Feb 1 2025	400
19	Needs	Utilities 🪵⚡💦 ($227 Solar Loan Ends March 2031)	Set Aside Another	600	Each Month	the End of the Month	7,200.00
20	Needs	Insurance (482 auto+umbrella, 189 life, 28 warranties)	Set Aside Another	700	Each Month	the End of the Month	8,400.00
21	Needs	Cellphone / Internet 📱🛜	Set Aside Another	150	Each Month	the End of the Month	1,800.00
22	Needs	Medical 💊💉🏥	Refill Up to	3,000.00	Each Year	Jan 1 2026	3,000.00
23	Needs	Household Items 🧻🧴📄	Set Aside Another	200	Each Month	the End of the Month	2,400.00
24	Needs	TOTAL					52277.34
25	Kids
26	Kids	Birthday Party	Set Aside Another	50	Each Month	the End of the Month	600
27	Kids	Kids Clothing 👕👗	Set Aside Another	125	Each Month	the End of the Month	1,500.00
28	Kids	Kids Fun	Set Aside Another	430	Each Month	the End of the Month	5,160.00
29	Kids	Childcare	Set Aside Another	90	Each Month	the End of the Month	1,080.00
30	Kids	Misc. Kids 🍼	Set Aside Another	270	Each Month	the End of the Month	3,240.00
31	Kids	TOTAL					11580
32	Transportation
33	Transportation	Gas ⛽	Refill Up to	150	Each Month	the End of the Month	1,800.00
34	Transportation	Auto Maintenance 🚗 ⚒️	Set Aside Another	60	Each Month	the End of the Month	720
35	Transportation	Transportation / Parking 🅿️ 🚗	N/A	NaN	N/A	N/A	N/A
36	Transportation	New Car Mommy / ~9 Years	Have a Balance	50,000.00	N/A	Oct 2031	7,210.44
37	Transportation	New Car Tatty / ~9 Years	Have a Balance	40,000.00	N/A	Oct 2029	8,112.32
38	Transportation	TOTAL					17,842.76
39	Mitzvos
40	Mitzvos	Lulav And Esrog 🍋	Set Aside Another	360	Each Year	Sep 1 2025	360
41	Mitzvos	Seforim 📚	Set Aside Another	60	Each Month	the End of the Month	720
42	Mitzvos	Tzedakah 🪙	N/A	NaN	N/A	N/A	N/A
43	Mitzvos	Mikvah 🌊	Refill Up to	76.1	Each Month	the End of the Month	913.2
44	Mitzvos	Yom Tov	Set Aside Another	84	Each Month	the End of the Month	1,008.00
45	Mitzvos	Kaparos 🐔	Set Aside Another	120	Each Year	Aug 20 2025	120
46	Mitzvos	Checking סתם 📜"	Set Aside Another	236	Each Year	Sep 1 2025	236
47	Mitzvos	Purim 🎭 (Includes $500 Matanos Leevyonim)	Set Aside Another	825	Each Year	Feb 1 2025	825
48	Mitzvos	Chanukah	Set Aside Another	50	Each Year	Nov 1 2025	50
49	Mitzvos	Tzitzis/Talis	Set Aside Another	10.82	Each Month	the End of the Month	129.84
50	Mitzvos	Talmund Torah / Chayenu Subscription	Set Aside Another	55	Each Month	the End of the Month	660
51	Mitzvos	Nishei Events	Set Aside Another	13.5	Each Month	the End of the Month	162
52	Mitzvos	TOTAL					5184.04
53	Wants - Optional & Lifestyle Expenses
54	Wants - Optional & Lifestyle Expenses	Cleaning Help 🫧	Set Aside Another	70	Each Week	Wednesday	3,640.00
55	Wants - Optional & Lifestyle Expenses	Skiing Biking Golf ❄︎⛳ 🚲⛷️	Set Aside Another	20	Each Month	the End of the Month	240
56	Wants - Optional & Lifestyle Expenses	Turtle 🐢	Set Aside Another	10	Each Month	the End of the Month	120
57	Wants - Optional & Lifestyle Expenses	Redacted	Set Aside Another	760	Each Year	Sep 1 2025	760
58	Wants - Optional & Lifestyle Expenses	Gifts 🎁 / Meal-trains	Set Aside Another	50	Each Month	the End of the Month	600
59	Wants - Optional & Lifestyle Expenses	Parents Clothing & Dry Cleaning	Set Aside Another	180	Each Month	the End of the Month	2,160.00
60	Wants - Optional & Lifestyle Expenses	Lifestyle / Haircuts💈	Set Aside Another	45	Each Month	the End of the Month	540
61	Wants - Optional & Lifestyle Expenses	Subscriptions	Set Aside Another	97.82	Each Month	the End of the Month	1,173.84
62	Wants - Optional & Lifestyle Expenses	Shalom Bayis	Set Aside Another	18	Each Month	the End of the Month	216
63	Wants - Optional & Lifestyle Expenses	Sushi 🍣	Set Aside Another	50	Each Month	the End of the Month	600
64	Wants - Optional & Lifestyle Expenses	Out With Friends	Set Aside Another	10	Each Month	the End of the Month	120
65	Wants - Optional & Lifestyle Expenses	TOTAL					10,169.84
66	Short Term Goals
67	Short Term Goals	Home Improvements 🏫	Set Aside Another	250	Each Month	the End of the Month	3,000.00
68	Short Term Goals	New Sheitel	Set Aside Another	90	Each Month	the End of the Month	1,080.00
69	Short Term Goals	New Kapota	Set Aside Another	12.5	Each Month	the End of the Month	150
70	Short Term Goals	Vacation / Travel	Set Aside Another	150	Each Month	the End of the Month	1,800.00
71	Short Term Goals	Le'kuvod Shabbos V'Yom Tov	Set Aside Another	20	Each Month	the End of the Month	240
72	Short Term Goals	New Computer / 8 Years	Set Aside Another	32	Each Month	the End of the Month	384
73	Short Term Goals	New Phones / 3 Years	Set Aside Another	33.34	Each Month	the End of the Month	400.08
74	Short Term Goals	New Mattresses / 10 Years	Set Aside Another	10	Each Month	the End of the Month	120
75	Short Term Goals	TOTAL					7,174.08
76	Long Term Goals
77	Long Term Goals	Tile Repair	N/A	NaN	N/A	N/A	N/A
78	Long Term Goals	Expand The Sukkah	N/A	NaN	N/A	N/A	N/A
79	Long Term Goals	Enclose The Porch	N/A	NaN	N/A	N/A	N/A
80	Long Term Goals	Finish The Attic	N/A	NaN	N/A	N/A	N/A
81	Long Term Goals	Build A Pool	N/A	NaN	N/A	N/A	N/A
82	Long Term Goals	Vacation House	N/A	NaN	N/A	N/A	N/A
83	Long Term Goals	Parents Only Vacation	N/A	NaN	N/A	N/A	N/A
84	Long Term Goals	Buy Property In Eretz Yisroel	N/A	NaN	N/A	N/A	N/A
85	Long Term Goals	TOTAL					0
86	GRAND TOTAL						126311.66
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